Modern Dentistry of St Cloud

Financial Info

We deliver top-quality dental care, and we want it to be as accessible as possible for all of our patients. To that end, we accept a number of different insurance companies, and we will work with you to ensure you get the maximum benefit.

We also accept other payment options, including credit cards and third-party financing. We don’t want financial concerns to get in the way of you and your family getting the dental care you need.


Please bring your insurance information with you to the consultation so that we can expedite the claims process.

At Modern Dentistry of St. Cloud, we work closely with you to make sure your dental insurance reimbursement for covered procedures is maximized so you can get the full benefits you're entitled to.

If you have any problems or questions, please ask our staff. Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

Third-Party Financing

We are pleased to accept the CareCredit card, the nation’s leading patient payment program. With CareCredit, you can finance 100 percent of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. You can begin your treatment today and conveniently pay with low, monthly payments that will fit into your budget.

CareCredit can be used by your whole family for ongoing treatment, and you will not have to reapply for different family members.

The application process for CareCredit just takes a few minutes, and you’ll receive a decision almost immediately! Apply now or see our staff for more details.

We also accept Lending Club, which is another option that enables you to make low monthly payments for needed dental treatment. You can apply online without impacting your credit score until you accept a plan and move on. There is no upfront payment or pre-payment penalty.

Other Options

When you come in for your initial appointment, our staff will help guide you in choosing the best payment method for you.

We accept the following payment methods:

  • Cash
  • Check
  • Visa
  • MasterCard
  • American Express
  • Discover
  • CareCredit 
Frequently Asked Questions

Dr. Yang Hua believes in keeping up with modern dental technology at our St Cloud dentist office to make your experience with us comfortable, reliable, and effortless. Because we recognize that many people dread going to the dentist, we want to make your visit as pleasant as possible while relying on the very best in dental tools and techniques. 

We respect our patients’ time, which is why we do everything we can to keep your treatment moving at the appropriate pace and never keep you for longer than we need. Our top-notch dental instruments and medical equipment helps get patients like yourself out of our dental chair more quickly so they can get back to their lives.

Here at our dental office, we rely on accurate diagnostic tools like digital x-rays to capture accurate photographs of your mouth and help us catch any potential problems early on. 

Additionally, our intraoral cameras allow you to see exactly what your dentist in St. Cloud sees, which makes it easier to take care of your smile and improve at-home oral habits. State-of-the-art dental cameras take the guesswork out of dentistry and give you the images and perspectives you need to care for your mouth. 

We use digital systems for all patient records and dental x-rays for efficiency and quick communication with insurance providers, making our dental practice more environmentally-friendly. 

To make your visit more pleasant and relaxing, we provide noise-canceling headphones during every visit. These headphones allow you to listen to your favorite music or television program while we work hard to keep your smile healthy!

Occasionally, patients feel sensitivity after a filling is done when drinking cold water or chewing. There are a couple reasons for this. For one, some patients have inflamed soft tissue that will act up right after the filling is done. Second, sometimes the filling materials are deep and close to the nerve, It can cause some discomfort for a couple of days after the filling.

Treating Sensitive Fillings

If you have sensitive fillings for an extended period of time, we advise you to contact our office immediately to get the solution.

Biotene products are great for patients with dry mouth. There are also prescription strength products if Biotene does not bring the ideal results.

Over the years, stress-induced clenching can wear your teeth down faster than what is normal. This is what we call bruxism. 60% of adults experience this and one of the most common symptoms are worn front teeth and a sore jaw when you wake up in the morning. If you're experiencing any of these symptoms, contact Dr. Hua for a consultation today!

At Modern Dentistry of St. Cloud, we only provide tooth-colored fillings made of resin materials. We recommend replacing old silver amalgam fillings when they are in the front teeth (for aesthetic reasons) or when the silver fillings are cracked. 

Call Modern Dentistry of St. Cloud

Contact our St. Cloud, FL dental office today if you have further questions or want to schedule your dental appointment. Our entire dental team can't wait to meet you and the entire family!

If you have difficulty using our website, please email us or call us at (321) 805-3888
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We are back! Our team is implementing additional guidelines to prevent the spread of COVID-19. Learn more here.

Please give us a call at (321) 805-3888 if you have any questions.