Modern Dentistry of St Cloud

Financial Info

We deliver top-quality dental care, and we want it to be as accessible as possible for all of our patients. To that end, we accept a number of different insurance companies, and we will work with you to ensure you get the maximum benefit.

We also accept other payment options, including credit cards and third-party financing. We don’t want financial concerns to get in the way of you and your family getting the dental care you need.


Please bring your insurance information with you to the consultation so that we can expedite the claims process.

At Modern Dentistry of St. Cloud, we work closely with you to make sure your dental insurance reimbursement for covered procedures is maximized so you can get the full benefits you're entitled to.

If you have any problems or questions, please ask our staff. Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

Third-Party Financing

We are pleased to accept the CareCredit card, the nation’s leading patient payment program. With CareCredit, you can finance 100 percent of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. You can begin your treatment today and conveniently pay with low, monthly payments that will fit into your budget.

CareCredit can be used by your whole family for ongoing treatment, and you will not have to reapply for different family members.

The application process for CareCredit just takes a few minutes, and you’ll receive a decision almost immediately! Apply now or see our staff for more details.

We also accept Lending Club, which is another option that enables you to make low monthly payments for needed dental treatment. You can apply online without impacting your credit score until you accept a plan and move on. There is no upfront payment or pre-payment penalty.

Other Options

When you come in for your initial appointment, our staff will help guide you in choosing the best payment method for you.

We accept the following payment methods:

  • Cash
  • Check
  • Visa
  • MasterCard
  • American Express
  • Discover
  • CareCredit 
If you have difficulty using our website, please email us or call us at (321) 805-3888
View the ADA Accessibility Statement